Online Blackjack for Real Money in Kenya 2024

online blackjack

Online casinos feature many games, allowing you to pick your favourite and kickstart your online gaming journey. Blackjack is one of the top casino games you'll find online. It is an easy game to play and comes in many variations. There is a great selection of blackjack in online casinos in Kenya to start your journey.

Blackjack is one of the most accessible games you can play online. You can learn about this game without issues, even if you're new to playing at online casinos. Simply check out different reviews to pick one of the top blackjack online casinos where you'll find various blackjack options. But before you do that, you should read this article as it explores the most popular types of blackjack, its rules, significant variations, payouts, and basic strategies.

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Emma O. Written & published: 04.11.2022 By author Emma O.
Richard B. Reviewed & updated: 09.06.2024 By gambling expert Richard B.

How to play blackjack

Before you start playing a blackjack online game, learning the basics is a crucial step to take. The first thing you should know is that you mustn't exceed 21 because if you do, you'll lose that round regardless of what the dealer has. So, whatever you do, you should target to get as close to 21 as possible. And if you get 21, you automatically win a round.

In this game, you'll first receive two cards; all you need is to add them together; whatever the total is would determine the next phase of action. As the player, you need to know the different decisions you can make when you receive your two initial cards. In blackjack, you can decide to Hit, Stand, Split, Double Down, Surrender, or Insure.

  • Hit

    The Hit option is when your first two cards are far from 21. So, for instance, if both cards add up to 10, you can "hit" to get another card. There is no limit to the number of times you can "hit" unless the total value of cards with you is more than 21, which would result in a loss for you. So, you should be careful with how you use this decision. So, when you are close enough to 21, you can use other options.

  • Stand

    The Stand decision is good when you feel adding another card might result in a bust. So, you can choose to stand. For instance, if your cards add up to 18, any card higher than three would result in a bust. In that case, you should "stand".

  • Split

    The Split decision can be made if your first two cards are identical in value. For instance, if you have two 8s, you can use the split decision to add another bet. The dealer will then treat each card as a unique hand and deal one extra card to each. If you get another card of the same value, you can re-split. But you should know that some blackjack variations don't allow players to re-split. Therefore, you should read the rules of online blackjack in Kenya before playing.

  • Double Down

    The Double Down decision is when you're confident in your first two cards and want to double your bets. Once you "double down", the dealer would give you another card and settle the bets. But you must be careful with this decision as it can cause you to lose more.

  • Surrender

    If you're not feeling too confident about your cards and feel the dealer's hand is better, the Surrender decision can come in handy. With this decision, you'll get to keep half of your original stake rather than take the chance and lose everything. Note that the Surrender option is not offered everywhere.

  • Get insurance

    The "insure" decision is when you want to hedge your bet. In this case, you're betting half of your original stake as a side bet, and if the dealer gets blackjack, you'll win back the insurance bet. If not, you lose the insurance regardless of what happens in the round. It is possible to lose both your insurance and original bet. So, it's not a worthwhile decision and seasoned players usually avoid it.

Online blackjack interface

  • Online blackjack interface
  • Online blackjack interface
  • Online blackjack interface

Blackjack payouts

Blackjack games come with just a couple of types of payouts depending on the outcome of a round. The payout percentage can also vary between BJ versions. Depending on your strategies, the house edge can be as low as 0.5% or as high as 5%. Below is a list of the standard blackjack payouts in most blackjack games.

    • 3:2 - This is when you get blackjack and thus beat the dealer's card. In this case, if you bet $10, your payout is $15.
    • 1:1 - This payout is when you have a higher hand than the dealer without hitting 21. So, you'll get $10 when you bet $10.

Online blackjack basic strategy

Although online casino blackjack is a game of luck, you can increase your chances using a basic strategy. However, the strategy you can use always varies from one variation to another. But fortunately, most basic decisions in blackjack are the same. Anyway, many providers attach special blackjack charts to the rules which show in a schematic form which decision is the best when you and the dealer have certain hands. Using the proper basic strategy will help you maximise payouts and avoid incorrect moves.

Winnings odds in online blackjack

When it comes to online blackjack for real money, you can expect different odds of winning, as it depends on the variation you're playing. Normally, any given online blackjack variant has the odds of 97% to 99.5% on average. Needless to say, you'd rather pick the games with higher odds, however this is a bit tricky task as most providers do not publish their RTP inside blackjack games. To find more about a specific game, you should find and read the best online blackjack reviews.

Online blackjack RTP

🔥 BetSoft Single Deck Blackjack 99.62%
✅ RTG Blackjack Perfect Pairs 99.59%
🤵 Pragmatic Play Live Blackjack 99.50%
❤️️ Pragmatic Play ONE Blackjack 99.28
💩 RTG Super 21 98.58%

Online blackjack tips

Playing real money online blackjack is pretty straightforward. The game is easy to understand, and you don't have to learn complex rules whenever you want to play. However, a few tips would help increase your chances of winning. Although it doesn't guarantee that you will win every time, your win rate would be higher in the long run. In that case, here are four of the best tips which are adequate in most gameplay situations.


Stand when you have 17 and above

When you're dealt two cards, you can make decisions based on your cards or your strategy. In that case, you can hit, stand, split, or double down. It is advised that you should stand when you have 17 points and above, because if you hit, there is a chance that it will result in a bust.


Don't split tens

When you have double tens, you shouldn't bother to split them because you already have a strong hand that can only be beaten when the online blackjack dealer has 21. So, you shouldn't risk more money because you can lose more if you're unlucky.


Double down with 11

You should double down if you want to increase your money and possible payout. But you should only do this when you have a strong hand. In that case, when you have 11, you should double down because you're most likely to hit 21 with the next card. Or something very close to it.


Avoid taking insurance

Taking insurance might seem like a safe way to protect your bankroll, but the issue is that you can lose both your insurance and original bet if everything goes south. So, you should not take insurance whenever you want to play Blackjack online.

Card counting in online blackjack

Card counting has been one of the most popular strategies players use when they play blackjack at land-based casinos. With this strategy, players can determine if the dealer has an advantage on the next hand. Applying this strategy keeps a running count of the cards that have been dealt during the game. Although you can try to apply this strategy when you play blackjack online for real money, it doesn't work. This is because the blackjack software reshuffles cards after each round, therefore counting cards in online blackjack makes no sense.

Blackjack providers in Kenyan online casinos

When you want to play blackjack games online, you should know that different developers have their own unique titles. Let's take a deep dive into the top five blackjack providers you'll find in Kenyan online casinos.

  • microgaming

    Microgaming blackjack

    Microgaming is one of the most popular blackjack providers at Kenyan online casinos. The provider has many variations of blackjack available. Depending on your preference, you can choose one. Some of them come with different betting options, including side bets that help increase your chances of winning more money. So, you can check out this developer's portfolio to see the different blackjack games they offer and what you'll get when you pick one. Blackjack games under the Microgaming brand offer an incredible gaming experience. Popular titles are Atlantic City Gold, Double Exposure Blackjack, and Vegas Strip Blackjack.

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  • netent

    NetEnt blackjack

    Another top-notch blackjack game provider is NetEnt. The developer has a pretty small collection of blackjack games that is often published in many online casinos in Kenya. Pick the one that works for you, and you're good. Perhaps the best titles by Net Entertainment are Classic Blackjack and Single-Deck Blackjack.

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  • Pragmatic Play

    Pragmatic Play blackjack

    Pragmatic Play is another blackjack game provider with an impressive portfolio perfect for new and experienced players. If you are looking for dynamic blackjack games, you should consider the ones in this provider's portfolio. You can always count on them for an exciting, snazzy-looking card game that you can play as long as you join a top KE online casino offering Pragmatic Play games. Some of the most sought-after variants are American Blackjack and Multihand Blackjack.

  • playtech

    Playtech blackjack

    Another top casino game provider with a strong collection of blackjack games to play is Playtech. It offers a wide range of exciting variations of the game, and you can always make your decision by finding an online casino with Playtech games. Once you do, you should create an account there, fund it, and start to play for real money. Good BJ games from this studio are 21+3 Blackjack, Spanish 21, Pontoon, and Super Fun 21 Blackjack.

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  • Play'n GO

    Play'n GO blackjack

    Finally on the list is Play'n GO. It is a big name in the online casino game development industry. The developer has been providing various games, including blackjack, to online casinos for many years. So, you can easily find an online casino in Kenya that features blackjack games from this providerYou can also play Play'n GO blackjack on your mobile device if you want to play on the go. Popular RNG-based titles are Double Exposure Blackjack and Single Deck Blackjack.

Online blackjack play for free


Blackjack with bonus bets

Side bets have become a big part of blackjack games. There are many kinds of bonus bets but one common feature is that they are always optional and come as an addition to the main bet. Experts recommend that players avoid side bets in blackjack as they always have a pretty high house edge, although the potential winnings from side bets can be lucrative; moreover, they are paid out regardless of whether you won the main bet or not. Some of the side bets are Perfect Pairs, 21+3, and Lucky Lucky to name a few.


Online blackjack is an exciting game to play. Even for a beginner, it is easy to master and start playing. The game comes in different versions, but the base gameplay is the same. So, before you get started, you should ensure that you learn the basics. That way, you'll know what it entails, and you can play any variation. Playing blackjack in online casinos in Kenya is pretty easy because there are many options. You can check the list of casinos, pick the one, create an account, fund your account with shillings, crypto, or other currencies you like, and start playing. You will need the luck to win this game, but with the right strategy, you can increase your win rate, reducing the amount you lose overall. Blackjack remains one of the most popular games, and you can always kickstart your journey without hassle.

Online Blackjack FAQ

Is online blackjack fair?

Online blackjack is fair if you play it in reliable and regulated online casinos, like these published on this page.

Where can I find the best online blackjack?

You can play the best online blackjack games in numerous online casinos. Check out the recommended list to make your choice.

How to play online blackjack?

Rules of online blackjack are easy. You get dealt two cards at the beginning of a round and have to beat the dealer with these cards, trying not to exceed 21 points in the process.

How can I know whether to stand or hit?

Hitting or standing should be based on the cards you have at hand. Hitting is recommended with 16 and lower, while standing is advisable at 17+.

What is the maximum payout in blackjack?

The standard payout in blackjack is 3:2. You can only receive this payout when you get 21.

What are the most popular online blackjack games?

Some popular online blackjack games include Single-Deck Blackjack, European Blackjack, Classic Blackjack, etc.

How much can I bet in blackjack?

Your bet amount depends on your bankroll and table limits of a specific blackjack title. Normally, you can bet as low as $1.