Bank Wire Transfer Online Casinos in Kenya 2024
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Bank wire, also known as bank transfer or bank wire transfer, is a popular payment method that allows you to send money directly between your bank account and an online casino account. The payment method, as we know it today, dates back to the 19th century, making it the oldest and one of the most secure options for moving money, though one of the slowest ones. Bank transfer has served customers for over a century, proving the payment method is reliable and secure. With the advent of the internet, many bank wire online casinos in Kenya appeared, allowing players to make deposits and withdrawals directly with their bank accounts by visiting a bank branch.
Bank wire is a form of funds transfer that allows sending money from one bank account to another. It is also possible for a player or online casino to receive and send money from one country to another by using a bank wire transfer service. Bank/wire transfer dates back to the 19th century, with the term ‘wire’ surfacing from around the 1870s. To make a transfer back then, a bank operator received cash from a bank account holder, and they would transmit a message through telegraph/’wire’ to an office at a different location to authorise the release of the same amount of money to a person located there. You had to visit a bank branch to deposit or collect your cash. Your bank would then initiate the process. Generally, the old bank transfer method would take more than a week to process.
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Written & published:
17.10.2022 By author
Okayo I.
Reviewed & updated:
11.11.2024 By gambling expert
Brad I.
General info about bank transfer
Bank transfer has existed long enough to gain trust and credibility among Kenyan online gamers. You’ll be spoilt for choice when picking a bank wire online casino since most online gambling sites in Kenya accept it as a withdrawal method and some allow depositing with bank transfer. The payment option offers KE players a secure way of funding and collecting winnings from their online gambling accounts.
The use of bank wire transfer for online gambling in Kenya has been a hot topic in recent years. The Kenyan government has been trying to regulate the industry and make it more transparent. Bank wire is secure since only the bank and the online casino will have your banking details.
However, one of the most significant downsides of bank transfers is their processing times. There is a substantial window between the moment you make a cashout request and when you receive your winnings in your bank account. The processing times vary from bank to bank, yet they could last three to five business days. If speed is not a significant aspect for you, bank transfer makes a good option at Kenyan online casinos.
Deposits to Kenyan online casinos with bank transfer
Bank wire transfer allows gamblers to fund their gaming accounts by transferring funds directly from their bank accounts. You can play at the best online casino that accepts direct banking and rest assured that your money is safe and secure courtesy of top security measures employed by banks.
Here is how you can deposit funds through your wire transfer:
- Find an online casino that accepts bank transfers. Fortunately, most top online casinos in Kenya accept this option.
- Head to the deposit page in the cashier section and select wire transfer as your preferred deposit method.
- Enter your desired deposit amount, while keeping the minimum and maximum amounts set by the online casino.
- Enter your bank details as the casino requests, and complete the transaction security check that your bank has put in place to confirm your identity. In most cases, this is a one-time passcode that you will receive via SMS.
- The funds will be transferred to the online casino. The time it will take to reflect will vary depending on your bank and could take a few working days in case of international transfer.
Bank transfer withdrawal from Kenyan online casinos
Transactions in any online casino with wire transfer withdrawal in Kenya are straightforward. Nevertheless, casinos take time to process bank transfer withdrawals since your transaction has to be approved by the casino and your servicing bank. In the event that you are making a withdrawal using a bank transfer for the first time, the online casino will require you to complete some KYC procedures to verify your identity.
Below are the typical steps you can expect to encounter when cashing out via wire transfer:
- Head over to the cashier or withdrawal page of your online casino
- Choose bank transfer as your withdrawal method
- Check to confirm that your bank details are correct
- Enter the amount you wish to withdraw
Deposit and withdrawal times
Bank transfer is among the favourite payment options for some Kenyan online casino players because they can be confident that their transactions are always secure (though quite slow). Deposits are pretty fast, taking about one business day to complete. A player may visit a bank branch in person to carry out a transaction or use online banking apps to initiate a direct bank transfer to an online casino.
Withdrawing funds from your online gaming account to your bank is a relatively time-consuming process as compared to the other payment options. You might have to wait for your winnings for three to five days, depending on your bank, location, and online casino.
Bank transfer fees
Bank transfer fees for online casino transactions will vary from one casino to the other. Some wire transfer casinos allow you to make deposits and withdrawals for free, while others will charge a small fee, depending on the casino. In most cases, online casinos charge a fee of 1% to 2% of your total withdrawal amount. Similarly, some banks will charge you some fees to use wire transfer for online casino transactions. The fee amount depends on a few factors like your withdrawal amount, bank policies, and type of your bank account. Nevertheless, the fee rarely goes above 1% of your withdrawal amount, or KES 2500 per transaction. Also note that some casinos have a flat rate that applies to any amount, regardless of its size.
Bank wire online casino bonuses
You’ll find many bonuses at bank wire online casinos. These bonuses range from welcome packages to reloads, free spins, and no-deposit bonuses.
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Welcome bonuses in bank wire online casinos
Signing up for an account at a bank transfer online casino unlocks various perks, including bonuses and promotions. They start off with welcome bonuses, which are the most common offer granted to new players for registering an account with the online casino. The bonuses come in different forms, the most prevalent being deposit bonuses. The casino will usher you in by matching your first deposit to a certain percentage.
Moreover, most top bank wire online casinos offer new players deposit bonuses on more than their first deposit, with some extending to your fifth subsequent deposit (and even more). You will also find many casinos that offer free spins on top of their deposit match offer to boost your gambling experience.
Welcome bonuses are among the most sought-after online casino offers among Kenyan punters due to their generosity. The offers are typically rewarding, and are among the many factors considered by players looking for an online casino to sign up.
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Reload bonuses in bank transfer online casinos
Reload bonuses are another type of offer you can expect to enjoy at bank transfer online casinos. To claim this bonus, online casino account holders should deposit a set amount of money. The online casino will then offer a bonus amount that matches your qualifying deposit to a certain percentage.
You can use bank transfer to reload your gambling account and meet the minimum deposit required to claim a reload bonus. Bonuses vary from one casino to the other. Some bank transfer casinos will offer a bonus daily or weekly. Additionally, some reload bonuses are redeemable multiple times.
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Free spins
Free spins are another type of bonus in bank wire online casinos. Free spins are bonuses tied to online slot games where players get a chance to spin the reels without depositing any money. They are in some cases offered as part of a welcome bonus. An online casino will also grant free spins to promote a particular online slot game. The best part about free spins is that you don’t spend any money to spin slot reels, and you get to keep any winnings you make after meeting the set wagering requirements.
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No-deposit bonuses
No-deposit bonuses are rare, but worthwhile when you come across them. They can come in various forms, such as free spins, or welcome offers. It is, however, essential to note that no-deposit bonuses are tied to strict terms and conditions like high wagering requirements. Before you are tempted to claim a no-deposit bonus because it’s big on paper, it is imperative to dig deeper to find out the requirements needed to qualify and get your winnings.
Bank wire online casino games
Similar to online casinos with other payment methods, the most popular bank wire online casinos provide players with an all-around gaming experience, courtesy of well-stacked game lobbies. Explore the many games available and be assured you will always find something to suit your preferences. Bank wire online casinos normally partner with reputable game developers to power their lobbies with new and the most popular casino games. You can spin the reels of your favourite online slots or enjoy your favourite table games. Live dealer fans are also catered for with many live games that promise a memorable, realistic experience.
Online slot games
Slots are available at almost every bank wire online casino. Part of the reason for their popularity is their ease of playing. Slot games are exciting to play, and most are designed around exciting themes and graphics that make them fit a wide range of player preferences. Explore many types of slot games at bank wire online casinos including the ones explored below.
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Classic slots
These types of slot games are single-line slot machines. They are the simplest form of slot games and are similar to the traditional mechanical slots popular at land-based casinos. Most classic slots feature three reels and a single payline, and are also called one-armed bandits. In addition, the symbols landing on the reels include fruits, bells, dollar signs, and more, depending on the slot game. These are ‘old but gold’ games that remain favourites among new casino players. Some of the mentionable classic slots you can expect to play at bank wire online casinos include Jackpot 6000, Super Nudge 6000 (both by NetEnt), Wheel of Wealth, Triple Magic (Microgaming).
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Video slots
Video slot providers endeavour to make stunning graphics that makes the action seem as authentic as possible. This slot variation is designed to provide an interactive gaming experience designed with state-of-the-art graphics, bonus features, and exciting themes. Some of the video slots you can try out comprise Space Wars by NetEnt, The Curious Machine by Betsoft, The Dark Knight Rises by Microgaming, and Big Bad Wolf (Quickspin), among others.
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Progressive slots
Progressive slots are slots that come with a jackpot which keeps growing until a lucky winner hits it. A small percentage of every qualifying bet contributes to the prize pool. Once the jackpot is won, it resets to a seed amount and grows over again with each qualifying bet. One of the most popular progressive slot lineups is Mega Moolah from Microgaming.
Online roulette
Online roulette is a popular table game at bank transfer online casinos. The game comes in many variations to suit a wide array of player preferences and styles of play. Online roulette uses a wheel numbered 1-36 (and one or two zeros), with the numbers appearing on red and black pockets. The game’s goal is to predict what number the ball will land on. You will get to enjoy a nice range of roulette variations in top online casinos that accept wire transfer in Kenya. Some popular online roulette variations include
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American Roulette
The American version of online roulette uses a roulette wheel with 38 numbers due to an extra double zero (00) green pocket. The extra pocket raises the house edge to 5.26% compared to the single-zero European Roulette wheel that comes with a house edge of 2.7%.
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European Roulette
This online roulette variation is more prevalent among Kenyan online roulette players, from beginners to experts. The game uses a roulette wheel with 1 to 36 pockets and a single zero.
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French Roulette
It bears a different look and feel compared to the above versions, though it uses a standard European wheel. Moreover, some variations of the game feature unique rules that reduce the house advantage to just 1.35%. The rules include the la partage rule, which is a French name that translates “to divide”, and the reason is quite apparent. The rule only applies to even money bets and when the ball lands on zero, the dealer splits the stakes placed on even money bets into half, giving back half of your stake.
Online blackjack
Blackjack is arguably the most popular table game in Kenyan online casinos. The game promises an exhilarating gaming experience with one of the lowest house edges. Moreover, you can make use of a strategy on each hand which might help you reduce the house edge. However, you don’t need to apply a strategy to make the game exciting. Online blackjack is a card game where the target is hitting the best score closest to 21. The card game uses one or more 52-card decks, depending on the variation. The variety of online blackjack games you can enjoy in KE online casinos with instant bank transfer include
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American Blackjack
This blackjack version is considered a fan favourite. The game is popular among card lovers in Kenya and beyond. One of the reasons for the game’s popularity is its exceptionally low house edge, achieved by playing the optimal blackjack strategy. American blackjack uses up to eight 52-card decks.
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European Blackjack
The European blackjack variation is typically played with two card decks. The dealer stands on a soft 17. One of the outstanding features of this blackjack variation is that when you hit a blackjack simultaneously with the dealer, your hand is deemed a ‘push’, and your initial stake is refunded.
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Multi-hand Blackjack
The game allows players to play more than one hand simultaneously. It’s one of the most entertaining variations that features fast-paced action.
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Face Up 21
When playing this blackjack version, the dealer’s cards are placed face up, giving you an added advantage on your next move.
Live games
Live casino games bring you an immersive live dealer gaming experience from the comfort of your home. Live games give players a chance to take part in the action as it unfolds in real time. You can play against real dealers and other players. You will get to enjoy some authentic gaming experience delivered by top live game developers. The most popular types of live dealer games in Kenya are
- Live roulette
- Live blackjack
- Live game shows
Pros and cons of bank wire transfer
Using bank wire transfer for online gambling is an available option for Kenyan punters. It is a secure way to deposit money into an online casino account, yet it comes with a few drawbacks that are described in this section below.
| Positives: |
|---|
| Bank wire transfer is probably the most secure way to transfer money to an online casino. |
| Banks do not cap deposits or withdrawals, which might be the reason the limits in bank transfer casinos are higher compared to other payment methods, save for perhaps cryptocurrencies. |
| Bank transfers are recorded on your bank account statements, making them easy to track and verify. |
| Most Kenyan online casinos provide bank transfer as a payment option, giving you a great variety of casinos to choose from and enjoy playing. |
| Negatives: |
|---|
| Using bank wire transfers for online gambling in Kenya can be costly, especially if you make frequent deposits and withdrawals. There are often high fees involved when transferring money from one country to another, making it expensive to play at offshore casinos due to high currency conversion rates. |
| Bank wire transfers are also not a convenient way to withdraw money into an online casino account because it does require additional steps like verifying your account details, filling out forms, and providing personal information. Additionally, the casino has to process your transactions, and so does the bank, which could take up to five days. |
| Online casinos will require your bank information when you are going to make a transaction, which can prove costly if hackers or fraudsters access it. |
| As a general rule, online casinos set the minimum withdrawal limit at about $100, which can be uncomfortable for many low rollers. |
Conclusion
Bank transfer is probably one of the first payment systems in online casinos. The method allows you to fund your gambling account directly from the bank. Bank wire online casinos in Kenya are pretty plentiful due to the popularity of the payment method. Bank transfer at online casinos guarantees safe deposits and withdrawals. Bank/wire transfer has been in existence for decades, which is among the reasons it has remained one of the most trusted payment methods. Most of the top Kenyan online casinos accept bank transfer deposits and withdrawals, eliminating the need of intermediaries or third-parties like credit and debit cards.
